Frequently asked questions

How fast can you close? usually close in 3 days or less

What is your maximum loan to value (LTV)? 70% of the after repaired value (ARV) of the property

Do you require monthly payments? yes, interest only

Do you charge prepayment penalties? No.

Do you lend money for construction costs? No.

Are there upfront fees? Application fees? Inspection fees? Document fees? No,No,No,No

What is the minimum credit score you will accept? 650 (you provide a credit report)

In what areas do you lend? Denver Metro area, Glenwood Springs, Greeley, Ft Collins

What types of properties will you lend on? single family houses and condos

What is your minimum loan amount? usually $30,000.00.

Is an appraisal required? Not usually

What insurance is needed? hazard insurance for the duration of the loan, title, lender's

Do you provide proof of funds letters? Yes, provided you have been pre-approved.

Do you do Flash Cash? yes, also known as transactional funding

Do you do bridge loans?  yes

Can anyone live in the house during the course of the loan? No